Five Tips For Avoiding Pothole Damage
While as a Michigander, you're probably used to dodging potholes, here's five tips so you can avoid damage to your car as you meander through the maze that is your street.
If you are unfortunate enough to hit a pothole and your vehicle is damaged, there are a couple of ways to address your issues:
- The damage done to your car would generally be covered under the collision portion of your auto insurance and subject to the deductible. Tires are generally NOT covered if there is no other damage.
- Other damage to the vehicle includes suspension, mounts, body, brakes, etc.
- Know your deductible. If damage to a vehicle is $600 and your deductible is $500, is it worth it to file a claim knowing that it may impact your premium rate in the future.
- Average damage costs between $300-$700,
- Understanding the difference between comprehensive vs. collision coverage of your auto policy.
Five Driving Tips for Potholes:
Not much can be done to prevent the deterioration of driving surfaces, but there are five things you can do to protect yourself and your vehicle, courtesy of State Farm Insurance:
- Try to take roads you know well. Your familiarity will help you avoid potholes.
- When driving at night, travel on well-lit roads so you can see the surface.
- Slow down. Give yourself a chance to see the pothole and avoid it before you’re in it.
- If you hit a pothole, carefully inspect your tires and wheels for possible damage. Note how your car handles afterwards. If it “pulls” one way or the other or the steering feels wobbly, you may want to have your car checked by a professional.
- If you can’t avoid a pothole, do your braking before impact. There’s less damage when a tire is rolling than skidding over a hole during braking.