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How Hard Is It to Get a Job if You’ve Been Out of Work for 6 Months? — Dollars and Sense

They say the best time to look for a new job is when you already have one. Turns out there might actually be something to this phenomenon: New research suggests that the longer you're out of work, the harder it gets to find a new job.

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highest and lowest paid graduates
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What Colleges Have the Lowest- and Highest-Paid Graduates? — Dollars and Sense

The dream of many college graduates—to earn a good-enough starting salary to pay off student loans without being rendered homeless or forced into starvation—comes easier or harder depending on where they graduate.

With that in mind, which American colleges offer the worst possible opportunity for a earning a decent entry-level salary, and which offer the best?

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Category: Education, Money
Toys R' Us
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Toys R Us Announces New Price-Matching Offer — Dollars and Sense

In an attempt to be a forethought on the shopping lists of parents this holiday season, Toys R Us has announced plans to match the prices of their competition. The company’s new “price-match guarantee” will be extended to all products from Toys R Us and Babies R Us retail outlets.

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Category: Money Tags:
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Credit Card Delinquencies Reach 11-Year Low — Dollars and Sense

These days more credit card customers are paying their bills on time than they have over the course of the last decade.

A report released earlier today by the American Bankers Association indicates that delinquencies on credit cards are currently at an 11-year low, with only 2.93 percent of credit accounts reported past due by 30 days or more. These figures come in substantially under the 3.91 percent 15-year average.

So, what’s with all of the newfound responsibility?

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Category: Money, News Tags:
millionaire
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Thousands of Millionaires Collect Unemployment Benefits — Dollars and Sense

According to a study by the Congressional Research Service, roughly 2,360 millionaires collected unemployment insurance benefits in 2009. The study, titled “Receipt of Unemployment Insurance by Higher-Income Unemployed Workers,” determined that 2 percent of unemployment insurance claims received in 2009 were to millionaires, adding up to nearly $21 million in benefits.

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sears olive garden
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Two Major Companies Switch to Health Insurance Allowance — Dollars and Sense

Last week, Sears and Darden Restaurants (Olive Garden, Red Lobster) announced that they were seriously entertaining the idea of doing away with their traditional health insurance programs and opting instead to provide their employees with a heath-coverage allowance.

The two major American companies plan to allow employees to select coverage through an online marketplace, where workers will have the opportunity to browse and purchase various employer-backed health plans.

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Category: Health, Money Tags:
overdraft on bank statement
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‘Insufficient Funds’ for You, Big Business for Your Bank — Dollars and Sense

Consumer error appears to be greatly benefiting the financial industry, as a new banking report finds that charges to checking accounts caused by insufficient funds generated $31.5 billion last year. That is up from $30.8 million the year before, marking roughly an overall 2 percent increase.

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Category: Money Tags:
Discover
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Discover Misleads Cardholders, Will Issue $200 Million Refund — Dollars and Sense

Do you have a Discover card? If so, you can expect to receive a refund.

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Category: Money, News Tags:
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ATM Fees Skyrocket, Again, While Free Checking Disappears — Dollars and Sense

The days of the free checking account are nearing extinction and ATM fees are on the rise, according to the latest financial research from bankrate.com. Those annoying ATM surcharges that consumers incur every time they withdraw cash from a money mover that is not the property of the their bank have risen once again, to an all-time high of $2.50, up 4 percent from last year.

And lest you think we would mislead you by using a term like "skyrocket" in the headline to describe a mere 4 percent increase—there's more ...

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Category: Money, News Tags:
Credit card
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New Rule to Make It Super Easy for Stay-at-Home Parents to Get Credit Cards

There is some relief coming for stay-at-home parents who are often starved of credit access because of lacking personal finances.

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Category: Money, News

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